FREE BUSINESS INSURANCE QUOTE!

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​109 Magnolia Street
New Smyrna Beach, FL 32168

​(386) 428-6448 PHONE
​(386)​ 427-7811 FAX

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Business Insurance Quote:

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         You built a business by paying attention to your client's needs. At
J W Edens Insurance | New Smyrna Beach
we have done the same with our insurance solutions for business services. We are a trusted commercial and business insurance agency that has a complete understanding of the risks you face. We represent large commercial carriers with local market expertise, industry-specific coverages, customer-focused risk control programs and claim services to ensure our business services customers have the full suite of insurance solutions they need. We also offer Property and Casualty risk management solutions for the largest and most complex businesses in the State of Florida.
Contractors to manufacturing, we have choices:

• Health Care
• Government and Public Entities
• Construction
• Electrical Contactors
• Real Estate
• Social Services Organizations
• Craft Brewery Insurance
• Dentist Insurance
• Energy
• Canadian Companies with US Operations

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​Roofing Contractor(s)
Casualty Insurance consists primarily of general liability coverage, which protects a contractor against injury or damage claims made by other parties.
Buildings and Contents    
Protects a business in the event of damage to or destruction of buildings and contents from fire and other causes of loss.     
Business Interruption/Loss of Income   
Covers loss of income associated with the interruption of business by a covered cause of loss.  
Commercial Automobile   
Extends comprehensive protection for bodily injury and property damage caused by owned, hired and non-owned vehicles used for the business.     
Commercial General Liability (CGL)    
Provides coverage for sums a policyholder becomes legally obligated to pay as damages to third parties. CGL is offered using standard Insurance Services Office (ISO) coverage parts and endorsements coverage.      
Crime Pack    
Protects small, privately-held companies from the loss of money, securities or inventory resulting from risks such as theft; embezzlement, forgery or alteration of checks; robbery, counterfeit currency and documents and more.     
Crime/Fidelity    
Protects larger, publicly-traded organizations and financial institutions from loss of money, securities, or other property resulting from crime.
Defense Base Act
An extension of the Longshore and Harbor Workers' Compensation Act (LHWCA), which provides disability compensation and medical benefits to employees and death benefits to eligible survivors of employees of U.S. government contractors who perform work overseas.     
EcoCare Property Upgrade Extension Endorsement   
This endorsement provides for green upgrades to building and contents damaged as a result of a covered loss, subject to a specified optional limit purchased.      
Product Employment Practices Liability (EPL)    
Protects companies and individuals against loss (damages and defense costs) arising out of employment practice disputes. Common claims allege discrimination, sexual harassment, wrongful termination and wrongful discipline.  
A competitively priced stand-alone EPL policy or combination EPL, D&O and fiduciary policy.     
Equipment Breakdown    
Provides financial reimbursement for accidental breakdown of covered equipment used in normal operations.
Inland Marine    
Protects personal property in transit over land that is owned, leased or operated by the insured.     
Installation Floater: Coverage Extension for Trees, Shrubs and Plants   
Provides coverage for damage to trees, shrubs and other plants while in transit to the job site and during installation.
Large Property
Property and Casualty risk management solutions for the largest and most complex businesses in the State of Florida.
  Including but not limited to:
     • Colleges and Universities, Schools – Public and Private
     • Banks, Savings and Loans, and Credit Unions
     • Hospitals, Clinics, Assisted Living and Nursing Homes
     • Manufacturing     
Limited Pollution Liability    
Provides protection against losses resulting from accidental release of pollutants either at or from owned premises or job sites.
​Lost Key Coverage    
Covers the legal liability of the insured to refit a building with new locks and keys after the loss of a master key held in the insured's care, custody and control.     
Miscellaneous Professional Liability    
Provides coverage for damages and claim expenses up to the limits of liability for claims arising from the rendering of various professional services.    
Ocean Cargo    
Provides additional protection for businesses that import or export raw materials, semi-finished goods and finished goods or that sell a portion of finished goods abroad.
Workers' Comp
Comprehensive Workers' Compensation Management Program by OptaComp Services of Blue Cross and Blue Shield Fl.
OptaComp is a single source solution for comprehensive workers' compensation management.

• Criteria based program with proven results
• Wholly owned by Blue Cross Blue Shield of Florida
• Rated A.M. Best "A" Excellent - Stable
• We maintain one of the lowest loss ratios in the state of Florida
• In-house coordinated medical claims service
• Each injured worker is assigned a dedicated Case Manager and Adjuster team
• Nurse triage available 24/7/365
• Injury prevention services and safety management consultations
• Convenient payment options